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Diabetes Safe Floater

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Synopsis:

Diabetes safe floater is a family health insurance plan that covers not just complications of Diabetes but regular hospitalization as well

Highlight:

Any Complication of diabetes is covered from Day 1
Cost of artificial limbs due to amputation is covered
Also provide regular hospitalization cover for all other ailments/injuries
All day care procedures covered
Donor expenses for kidney transplant surgery is covered
Post renal transplant complications of the insured person covered
Second transplant following failure of the first transplant covered
No third party Administrator, direct in-house claims settlement
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title	Description
Ambulance Expenses	2000 per policy period
Automatic Restoration of Sum Insured	Available
Co-Payment	20% of each and every claim amount for insured person whose age at entry is above 60 years
Day Care Procedure Coverage	All day care procedures
Donor Expenses	Donor expenses for kidney transplantation surgery
ICU Daily Rent Limit	Actual
Medical Screening	Applicable for plan A
Minimum Hospitalization Period	24 hours
Non-Allopathic Treatments	Not Covered
Nursing Allowance	Covered
Post Hospitalization Expenses	60 days, not more than 7% of hospitalization expenses, Max 5000
Pre-Existing Disease / Illness coverage	After 48 months, 24 months for specific diseases
Pre-Hospitalization Expenses	30 days
Room Rent Limit	Actual
Waiting Period for New Policy	30 days

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