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Criticare Plus

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Synopsis:

Star Criticare Plus provides reimbursement of hospitalization expenses incurred on illness disease sickness and or accidental injuries and also provides for a lump sum if the insured is diagnosed with a major illness for the first time.

Highlight:

Provides for regular hospitalization benefits along with critical illness coverage
Provides for accident benefit coverage as well
Extensive critical illness coverage till 70 Years
Lump sum payment equal to the Sum Insured in case of major illness if opted for
Non-allopathic treatment is also covered
Life long policy renewal is available
No third party Administrator, direct in-house claims settlement
Network of more than 6000 Hospitals accorss India
Free medical consultation available over phone 24X7 Toll free helpline
Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title	Description
Room Rent Limit	Up to 2% of sum insured, max 4000
Pre-Hospitalization Expenses	30 days
Post Hospitalization Expenses	Up to 7% of hospitalization expenses,Max 5000
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Specified procedure covered
Pre-Existing Disease / Illness coverage	After48 months
Waiting Period for New Policy	30 days
Co-Payment	Up to 30% entry age 60 years and above
Medical Screening	Up to 30% from age 60 years
Ambulance Expenses	Up to 750 per hospitalization, Max 1500 per policy period
Non-Allopathic Treatments	Up to 25% sum insured, Max 25000
Nursing Allowance	Up to 2% of sum insured

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