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Top Up Mediclaim Floater

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Synopsis:

New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.

Highlight:

No Pre–acceptance Health Check–up for persons above 50 years of age.
Pre existing Diseases covered after 48 months of continous coverage.
Expenses covered for Ayush Treatment.
Get Well Benefit of Rs. 5000 and Rs. 8000 for the first four admissible claims.
Tax rebate, as per provision of Income Tax rules, under Section 80-D.
Organ donor expenses are covered.

Benefit:

Title	Description
Room Rent Limit	Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.
ICU Daily Rent Limit	Actually incurred subject to a cap of Rs. 10000 per day for Rs. 5,00,000 Threshold and Rs. 16000 per day for Rs. 8,00,000 Threshold .
Minimum Hospitalization Period	24 Hrs
Day Care Procedure Coverage	Not Covered
Additional Cover for Critical Illness	Optional, for age below 65
Pre-Existing Disease / Illness coverage	After48 months
Waiting Period for New Policy	30 days
Ambulance Expenses	actually incurred subject to cap of Rs. 5000 for Rs. 5,00,000 Threshold and Rs. 8000 for Rs. 8,00,000 Threshold.
Non-Allopathic Treatments	Covered
Donor Expenses	Covered
Nursing Allowance	Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold.

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